Riddhi Mittal is one of the co-founders of Finomena – a fin-tech startup based in Bangalore. She first went for a Stanford University undergrad and Masters in Computer Science, and then worked at places like Facebook (built GraphSearch from scratch), Mohr Davidow Ventures ($700 VC fund) and was also the youngest PM on Microsoft HoloLens (leading a team of 8 people). She is driven by the sheer impact sensible technology has the potential of having on millions of people’s lives. The massive gap in access to credit in our country really moved her, and she decided to come back to India and use her product-first, tech-first, data-first (ML and AI) and customer-first thinking to make credit accessible to over 80 crore deprived Indians. Through Finomena, they give out small ticket size loans to let you buy anything you want, and pay later in Flexible Monthly Instalments (FMIs).